Tenil http://www.tenil.net/ Tue, 27 Sep 2022 18:18:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://www.tenil.net/wp-content/uploads/2021/05/tenil-icon-150x150.png Tenil http://www.tenil.net/ 32 32 BBB warns people against payday loan scammers https://www.tenil.net/bbb-warns-people-against-payday-loan-scammers/ Tue, 27 Sep 2022 18:18:00 +0000 https://www.tenil.net/bbb-warns-people-against-payday-loan-scammers/

DOTHAN, Ala. (WTVY) – The COVID-19 pandemic, job loss and inflation have forced many people to turn to payday loans and loans when in a rush to make ends meet. But, sometimes it comes with scams and predatory lending.

The Better Business Bureau recently conducted a study on this, and found that more and more people are turning to these options to get by, and they are warning consumers about scammers.

“What’s happened over the past two years has only added fuel to this fire,” said Alex Derencz, BBB Serving Central & South Alabama communications manager. “Again, a lot of people found themselves in difficult situations.”

Derencz said each of these factors puts people in a financial bind financially looking to get a payday loan for a short-term fix.

“One of the findings was that many people take these payday loans and fall into their ‘debt trap,'” Derencz said.

Payday loans aren’t new, and Derencz said they’re not always a quick fix. He said it was crucial that people understood the loan numbers to avoid ending up in worse financial shape than when they started.

“Let’s say you needed to pull out $300 to cover your rent, well, two weeks later, you’re still not able to pay, more money is going to be in tact, more interest is going to be in trouble. tact, and you know at the end of that month $300 is going to be way over $400,” Derencz said. “So you can fall into a deeper hole than when you started.”

Another thing to watch out for: scams. The payday loan market offers legitimate options, but there are also scammers.

“Scammers, one of the things they take advantage of is that they thrive when needed,” Derencz said. “Whether there is a certain product that people need or people just need them in general. One of the things that this study found is that they prey on the insecurity of individuals, and often times people go to Google and search for these types of loans, and come up against bogus websites or just to bogus organizations.

Derencz suggests, when you’re in a hurry, researching nonprofits, asking friends and family for help or advice, or contacting a credit union. Overall, he said it’s important to do your due diligence and see what routes are available to get down.

“It can be scary, you know, saying you’re short on rent, saying you’re short on your utility bill for the month,” Derencz said. “I mean it’s a very scary thing, and the natural reaction is to go ahead and hit that panic button. But you have to take a deep breath and look at all the options available to you. you.

He also advises to be wary of unknown callers and emails. He said to take a look at what comes after the “@” symbols; legitimate payday loan companies will not send information from a Gmail or Yahoo account. Derencz suggests going to a trusted place to get a payday loan if you decide to do so.

Another important tip he shared: read all terms and conditions before signing on the dotted line.

Click here to see the full study.

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Global Bone and Joint Health Supplements Market to Grow at a Rate https://www.tenil.net/global-bone-and-joint-health-supplements-market-to-grow-at-a-rate/ Mon, 26 Sep 2022 15:00:00 +0000 https://www.tenil.net/global-bone-and-joint-health-supplements-market-to-grow-at-a-rate/

New Delhi, Sept. 26, 2022 (GLOBE NEWSWIRE) — Supplements for overall bone and joint health Market is booming due to growing awareness of micronutrient deficiencies, increasing access to supplements, availability of multiple products, and increasing number of distribution channels.

A recent study conducted by the strategic consultancy and market research firm, BlueWeave Consultingrevealed that the global bone and joint health supplements market was worth USD 10.31 billion in 2021. The market is expected to grow at a CAGR of 9.2%, generating revenue of approximately USD 18.83 billion. ‘by the end of 2028. The key engine for the world’s growth Supplements for bone and joint health Market is the increased desire of the aging population for dietary supplements. Throughout the forecast period, the market for bone and joint health supplements is estimated to experience significant growth in revenue due to the aging baby boomer population and the increase in lifestyle disorders. life. Additionally, growing consumer interest in active living, increasing disposable income, and growing health awareness are other important drivers for the industry. However, high R&D investments and high cost of clinical trials are restraining the market growth.

Growing consumer awareness of micronutrient deficiencies

Growing consumer awareness of the prevalence and dangers of nutritional deficiencies. Additionally, as more and more people become aware of how nutritional deficiencies can be corrected through supplementation, the demand for products that promote bone and joint health will increase, further driving the growth of the market. More and more people are choosing healthier supplements because nutrition and health are directly linked. Middle class incomes are rising in several parts of Asia, Latin America and Africa, allowing consumers to spend more on dietary, nutritional and food supplements. This translates into lucrative opportunities for the global bone and joint health supplements market over the forecast period (2022-2028).

Request sample report @ https://www.blueweaveconsulting.com/report/bone-and-joint-health-supplements-market/report-sample

Aging Population Supports Market Growth

The elderly population focuses on adapting to supplements specifically tailored to their needs to maintain good health and quality of life. As people age, they experience several changes, including psychological, physiological, and social, that affect the way they eat. The elderly population increasingly relies on individualized diets and routine meal selections. To maintain their overall health, aging populations in many countries have increased the demand for age-friendly food options with improved nutritional value.

Challenge: Regulatory influence

Many changes in the industry are driven by general changes in consumer trends. Regulations and requirements relating to nutrition obtained from food supplements are changing. These laws were created in response to changing standards of nutritional care. The FDA and FSSAI have introduced some of these rules. These rules apply to probiotic and prebiotic foods as well as food supplements and foods for special diets. The National Academy of Medicine’s Food and Nutrition Council has established recommended nutrient intakes and safe upper limits. The quality, efficacy and safety of bone and joint health supplements face regulatory hurdles. Regulations governing supplements, including vitamins and omega fatty acids sold in South Africa, ensure that every product is registered and approved by SAHPRA. The market as a whole could face serious obstacles as a result of these new restrictions.

Segmental coverage

Global market for bone and joint health supplements – By form

Based on form, the global bone and joint health supplements market is segmented into tablets, capsules, liquid, powder, and others. During the forecast period, the tablet segment is expected to grow at the highest CAGR. Due to the easy availability of various dosage regimens, simple packaging, storage, and cost-effectiveness, the tablet form of bone and joint health supplements is frequently used. Tablet-based supplements for bone and joint health are ingested because they contain a variety of nutrients, including vitamins and omega-3 fatty acids. Due to their long shelf life compared to other forms of nutritional supplements, tablets are also preferred. The advantages of compressed tablets are their general stability and wide range of sizes and shapes. As a result, it is simple to mix a variety of nutrient supplements in tablet form. For this reason, compress tablets are popular.

Please see the press release: https://www.blueweaveconsulting.com/press-release/global-bone-joint-health-supplements-market-to-grow-at-a-cagr-of-9-2-during-forecast-period

Impact of COVID-19 on the Global Bone and Joint Health Supplements Market

To avoid COVID-19, international health agencies such as the World Health Organization (WHO) advise consumers to boost their immune system. Nutraceuticals with immune-boosting qualities, such as collagen, vitamins, and calcium, are expected to gain popularity. Due to the COVID-19 outbreak, people are embracing social distancing and following the trend of working from home or staying at home, which forces consumers to change their usual habits, such as caring more about their health. , resulting in an unprecedented level of supplement demand. Consumers’ need to take care of themselves is fueling the growth of bone and joint supplements. Customers went out more to hunt for these things during the shutdown, so the category grew. People are increasingly concerned about their health as the population grows.

Competitive landscape

Key players in the global bone and joint health supplements market include Bayer AG, Procter & Gamble, Amway, BASF SE, Archer Daniels Midland, Reckitt Benckiser, Pfizer, Vita Life Sciences Ltd, Arazo Nutrition, Nature’s Sunshine Products, Inc, Glanbia Plc, Vitawin, Nutramax Laboratories Consumer Care, Inc, Simply Supplements, Love Life Supplements, Now Foods, Bellavita Healthcare Pvt Ltd, Vitaco, Nutravita, Life Extension, Pure Encapsulations, LLC, Herbs Nutriproducts Pvt. Ltd., Millennium Herbal Care and other leading players. The global bone and joint health supplements market is highly fragmented with the presence of several manufacturing companies in the country. Market leaders maintain their supremacy by investing in research and development, incorporating advanced technologies into their products and offering improved items to customers. Various tactics including strategic alliances, agreements, mergers and partnerships are used.

Don’t Miss the Business Opportunity in Global Bone and Joint Health Supplements Market. Consult our analysts to gain crucial insights and facilitate the growth of your business.

The in-depth analysis of the report provides insights into the growth potential, upcoming trends, and statistics of the global Bone and Joint Health Supplements Market. It also highlights the factors driving the forecast of the total market size. The report promises to provide the global Bone and Joint Health Supplements market recent technology trends and industry insights to help decision makers take sound strategic decisions. In addition, the report also analyzes market growth drivers, challenges, and competitive dynamics.

Recent development

  • In December 2021, ADM has acquired Flavor Infusion International (FISA), a full-line supplier of flavors and specialty ingredients across Latin America and the Caribbean.
  • In November 2021, Nature’s Bounty has launched jellybean vitamins that meet a variety of wellness needs.

Report scope

Attributes Details
Years considered Historical data – 2018-2021
Base year – 2021
Forecast – 2022 – 2028
Facts Covered Revenue in billions of dollars
Product Service/Segmentation By type, by distribution channel, by form, by target consumers, by region.
Key players Bayer AG, Procter & Gamble, Amway, BASF SE, Archer Daniels Midland, Reckitt Benckiser, Pfizer, Vita Life Sciences Ltd, Arazo Nutrition, Nature’s Sunshine Products, Inc, Glanbia Plc, Vitawin, Nutramax Laboratories Consumer Care, Inc, Simply Supplements, Love Life Supplements, Now Foods, Bellavita Healthcare Pvt Ltd, Vitaco, Nutravita, Life Extension, Pure Encapsulations, LLC, Herbs Nutriproducts Pvt. Ltd., Millennium Herbal Care and other leading players.

By type

  • Vitamin D
  • Vitamin K
  • Calcium
  • collagen
  • Omega-3 fatty acids
  • Glucosamine chondroitin
  • Others

By distribution channels

  • Supermarkets/hypermarkets
  • Pharmacies and parapharmacies
  • Health and beauty stores
  • Others

By form

  • Tablets
  • capsules
  • Liquid
  • Powder
  • Others

By target consumers

  • infants
  • Children
  • Adults
  • Pregnant woman
  • The elderly

By region

  • North America
  • Europe
  • Asia-Pacific (APAC)
  • Latin America
  • Middle East and Africa (MEA)

Please find a related report below:

  • Big Data in Healthcare Market – Global Size, Share, Trend Analysis, Opportunity and Forecast Report, 2018-2028
  • US Insulin Delivery Devices Market – Report on Size, Share, Trend Analysis, Opportunities and Forecast, 2018-2028
  • Specialty Breathable Membranes Market – Global Size, Share, Trend Analysis, Opportunity and Forecast Report, 2018-2028
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About Us

BlueWeave Consulting provides comprehensive Market Intelligence (MI) solutions to businesses regarding various online and offline products and services. We offer comprehensive market research reports by analyzing qualitative and quantitative data to improve the performance of your business solutions. BWC has built its reputation from the ground up by providing quality inputs and building lasting relationships with its customers. We are one of the promising MI digital solutions company providing agile assistance to make your business endeavors a success.

Contact us:

BlueWeave Consulting & Research Pvt. ltd

+1 866 658 6826 | +1 425 320 4776 | +44 1865 60 0662



]]> Eureka Day at the Old Vic – review https://www.tenil.net/eureka-day-at-the-old-vic-review/ Sat, 24 Sep 2022 15:43:05 +0000 https://www.tenil.net/eureka-day-at-the-old-vic-review/

The cast of Eureka Day
(© Manuel Harlan)

There’s a scene at the center of Jonathan Spector’s sharp comedy that reduces an audience of 1,000 to helpless laughter. The setting is the Eureka Day School in Berkeley, on the west coast of America, and a group of anxious, well-meaning adults are perched on brightly colored furniture slightly too small for them, hunched intently over a computer portable.

They are holding a “community-enabled conversation” on zoom. They represent the school board and at the other end of the camera is the (invisible) group of parents. There’s a mumps outbreak at school, and the board is proposing quarantine for all unvaccinated children – there are plenty of them, as this is the kind of liberal school where all children are referred to by neuter pronouns and even the donuts are ethically sourced.

As chairman of the board, Don, an aging hippie in shorts and scarves, tries to operate the camera and explain school politics – “I know there’s a lot of anxiety there -down right now…so I’m just trying to keep my heart open to all of you and I know you will do the same” – the parents’ comments on the livestream play on the set above his head .

Quickly, the contributions evolve from a discussion of natural remedies for ibuprofen, to a full-fledged battle between anti-vaxxers and those who believe their approach is dangerous and ignorant. Everyone wants the best for their children but there is absolutely no agreement on what is best. It’s only moments before the comments shift to accusations of fascism and outright abuse. The final emoji, of a character whose main contribution to the debate was a thumbs up, gets the audience laughing.

The satire is broad but perfectly calibrated; the writing is fiercely precise, and director Katy Rudd holds the whole crumbling scene—”that’s not how we treat each other,” Don moans—with marvelous precision. In laughter, there is a kind of recognition. The online meeting descending into chaos, the row over vaccinations and public safety feels like an experience everyone has had, one way or another, for the past few years. Still, the piece was first seen in the United States in 2018; its relevance now is entirely coincidental.

It is, in fact, a very good comedy even without its topical overtones, nailing a particular kind of middle-class thinking with astonishing precision. Here he’s given a fabulous outing (a co-production between Sonia Friedman and the Old Vic), put together by Rob Howell in the kind of room where the building blocks spell Activist, and dressed by him in a fine eye for West Coast casual.

The cast is led by Oscar winner Helen Hunt, who makes her London debut as the patrician Suzanne, who fails to recognize her own prejudices and sense of entitlement under a cover of concerns about equality and creation. space for all. She is more than matched by Susan Kelechi Watson (of It’s us fame) who is wonderfully subtle in the role of Carina, a woman who struggles to make a different point of view heard in a space bounded by unacknowledged privilege, and who gradually finds a way to challenge the idea that choice individual always trumps the public good.

Mark McKinney makes Don idealistic as well as irritating, Ben Schnetzer finds deep emotion in the role of Eli, whose serious and easy-going demeanors are challenged by experience, and in May, Kirsten Foster draws the the best part of a wonderful speech where his frustration at his powerlessness in the face of the destruction of the planet pours out.

Spector’s position in the vaccine debate is fairly clear, but he is careful to acknowledge that there are reasons for the lofty aspirations of his targets. It gives vaccine hesitants a reason for their beliefs; Suzanne has reason to be wary of Big Pharma.

Some of his most interesting insights — what really constitutes community values, how herd immunity actually works, the difference between believing in climate change (backed by scientists) and vaccine denial (not backed by scientists) — are trampled in the rush to a too-small conclusion.

However, Eureka Day is an invigorating corrective to the idea that you can only discuss serious issues with a straight face.



Predatory payday loan companies and fraudsters thrive amid uneven laws and stolen data, new BBB research finds https://www.tenil.net/predatory-payday-loan-companies-and-fraudsters-thrive-amid-uneven-laws-and-stolen-data-new-bbb-research-finds/ Sat, 24 Sep 2022 13:52:30 +0000 https://www.tenil.net/predatory-payday-loan-companies-and-fraudsters-thrive-amid-uneven-laws-and-stolen-data-new-bbb-research-finds/

As consumers lost their jobs and struggled to make ends meet during the COVID-19 pandemic, many have turned to payday loans and other short-term solutions, with an increase in solutions in line. This has not only allowed predatory lenders to thrive – many borrowers still face exorbitant interest rates and opaque fees – but has also created a fertile environment for scam artists, according to a new in-depth study from the Better Business Bureau. (BBB).

Payday loan laws are managed from state to state among the 32 states in which they are available, and a complex web of regulations makes the impact of the industry in the United States and Canada difficult to understand. follow. The BBB study, however, finds a common thread in the triple-digit interest rates that many of these loans carry – camouflaged by interest compounded weekly or monthly, rather than annually, as well as significant rollover fees.

From 2019 to July 2022, BBB received nearly 3,000 customer complaints about payday loan companies, with a disputed dollar amount of nearly $3 million. In addition, over 117,000 complaints have been filed against debt collection companies at BBB. Complainants often said they felt ill-informed about the terms of their loans. Many fall into what consumer advocates call a “debt trap” of racking up interest and fees that can force customers to pay double the amount originally borrowed.

The scammers haven’t missed an opportunity to take advantage of consumers either, with BBB Scam Tracker receiving over 7,000 reports of loan and debt collection scams representing around $4.1 million in losses.

Posing as payday loan companies and debt collectors, scammers use stolen information to trick consumers into handing over banking information and cash. In one case, BBB discovered that hackers had stolen and released detailed personal and financial data for more than 200,000 consumers. News reports indicate that this is not an isolated incident.

Regulators at the federal level have passed tougher laws to combat predatory lending, but those regulations have been rolled back in recent years, leaving states to set their own rules on interest rate caps and other aspects of lending. on salary. More than a dozen states introduced legislation last year to regulate payday loans, but the landscape of legally operating payday lenders remains inconsistent across states.

Currently, payday loans are not allowed in 18 states, according to Pew Charitable Trust. In addition, the Military Loans Act sets a rate of 36% on certain payday loans. When it comes to fraudulent behavior, law enforcement is limited in what they can do to prosecute payday loan scams. Some legal payday lenders have attempted to prevent scams by educating consumers about the ways in which they will or will not contact borrowers.

The BBB study advises consumers to thoroughly research all of their borrowing options — as well as the terms of a payday loan — before signing anything for a short-term loan. The study also includes recommendations for regulators:

  • Cap consumer loans at 36%
  • Educate more people about no-cost extended repayment plans
  • Require lenders to test whether consumers can repay their loans
  • Require Zelle, Venmo, and other payment services to offer refunds for fraud

Where to report a payday loan scam or file a complaint:

  • BBB.org/ScamTracker
  • Federal Trade Commission (FTC) – ReportFraud.ftc.gov
  • State attorneys general can often help. Find your state attorney general’s website to see if you can file online.
  • If you have an overdue payment on a payday loan, the Consumer Financial Protection Bureau may have resources to help you establish a payment plan.

Find more information about this study and other BBB scam studies at BBB.org/scamstudies.

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Signs and Treatment – ​​Forbes Health https://www.tenil.net/signs-and-treatment-forbes-health/ Fri, 23 Sep 2022 20:00:38 +0000 https://www.tenil.net/signs-and-treatment-forbes-health/

There is no standard way to deal with abandonment issues, says Dr. Corrigan. Rather, the main goals of treatment should be “to establish a stable environment and create positive experiences with the primary caregiver to strengthen attachment”.

He recommends the following therapeutic approaches to treat the fear of abandonment:

Attachment-based therapy: Attachment-based therapy uses a strong, supportive client-therapist bond to address mental health issues such as anxiety and depression. Note that this therapy should not be confused with a dangerous practice called attachment therapy, which uses unconventional means such as restraint, to resolve attachment issues, warns Dr. Corrigan. “Such methods are unproven, can cause harm and lead to death,” he says.

Behavioral therapy: Behavioral therapy is a type of talk therapy focused on eliminating unhealthy behaviors in order to alleviate or eliminate mental health symptoms.

Cognitive-behavioral therapy: Cognitive-behavioral therapy (CBT) aims to distinguish negative thought and behavior patterns and replace them with positive ideas and actions.

Play therapy: Play therapy introduces toys or activities into children’s psychotherapy sessions as a foray into emotional exploration and problem solving.

Psychodynamic therapy: Psychodynamic therapy encourages individuals to recognize and resolve unhealthy conscious and unconscious thoughts rooted in past experiences by increasing self-awareness and understanding how the past may be influencing their current psyche.

Psychoeducation: In psychoeducation, a therapist involves the patient in their treatment, sharing knowledge of their diagnosis and treatment plan as a way to encourage participation and therapeutic success. It often involves CBT, group therapy and education to provide knowledge about the different facets of the disease and the method of care.

When the signs and symptoms of abandonment issues begin to interfere with an individual’s daily functioning or impact their social, academic, or occupational abilities, it’s probably time to seek professional help, explains the Dr. Corrigan. If you or a loved one have “serious crises that require a high level of supervision or safety issues such as being too familiar with strangers,” he advises talking to your provider.

Online licensed therapist

Chat with an online therapist about sleep disorders, anxiety, panic attacks and stress.

10 Best Payday Loans No Credit Check With Guaranteed Approval https://www.tenil.net/10-best-payday-loans-no-credit-check-with-guaranteed-approval/ Fri, 23 Sep 2022 00:07:00 +0000 https://www.tenil.net/10-best-payday-loans-no-credit-check-with-guaranteed-approval/

This is sponsored content. All views and opinions are those of the advertiser and do not reflect the same as WXYZ Channel 7.

We all find ourselves struggling from paycheck to paycheck sometimes, especially if an unexpected bill is due and we have no way to pay it. Do not worry. We will help you solve your financial problems by introducing you to the best bad credit loan companies.

These lending companies will connect you with legitimate US-based lenders within minutes. You will get a quick response and receive your funds within a day while applying with them. Here’s a look at what the top 10 have to offer before diving into the details of the top 3 bad credit loan companies.

iPaydayLoans – Best bad loans overall

CocoLoan – Ideal for protecting borrower information

WeLoans – Best bad credit loans for fast approvals

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American Installment Loans – Best loans for bad credit for fast financing

US securities lending – Best loans for bad credit to deal with financial emergencies

Fast securities lending – Best bad credit loans for quick decisions

Easy payday loan – Best bad credit loans for fast application process

UnityLoan – Best bad credit loans for all credit scores

honest loans – Best loans for bad credit without credit check

iPaydayLoans – Best Bad Credit Loans Overall

iPaydayLoans is one of the best online bad credit loan companies for a good reason. With a beautifully easy-to-navigate platform, borrowers don’t have to wade through tons of paperwork to apply for a bad credit loan. Once you enter your information on the iPaydayLoans website, you will instantly get different offers specially created for your particular financial situation.

All you would have to do is compare the interest rates and other details to choose the one that seems most affordable and convenient to you.


  • 100% free service.
  • Simple online application process.
  • Has one of the highest approval ratings among the competition.
  • Funds are deposited within 24 hours into borrowers’ accounts.

The inconvenients

  • The service is not available in all states of the United States.

Get a bad credit loan tomorrow by applying through iPaydayLoans now.

CocoLoan – Ideal for protecting your information

CocoLoan proudly stands at the top of the best loans for bad credit because it connects borrowers to several reputable lenders who can always customize offers for people with bad credit. There is only a soft credit check that will be done, leaving no footprints on your credit profile.

Putting personal information, especially financial data, online can be a bit daunting for most people. However, CocoLoan can give you peace of mind by using next-generation encryption technology to keep your information 100% private.


  • Offers are sent instantly after application.
  • People with all credit ratings can apply for loans for bad credit.
  • Great customer service.
  • Ensures fast approvals within minutes.
  • You can get loans within 24 hours.

The inconvenients

  • The APR for bad loans is slightly higher.

Get fast cash with bad credit loans to cover your expenses with CocoLoan today!

WeLoans – Best Bad Credit Loans for Fast Approvals

WeLoans is a great choice for borrowers looking for an online bad credit loan. It has a user-friendly website where you can complete the application within minutes. Once you have finished filling out the form, you will receive instant feedback on your request.

The company has one of the highest approval rates in the market and provides opportunities for many borrowers who have been rejected elsewhere. Instead of placing greater importance on your credit score, lenders on the website will consider other factors, such as your income, making WeLoans a perfect choice for people with low credit scores.


  • Borrowers can apply for a bad credit loan 24/7.
  • Interest rates are extremely affordable compared to the competition.
  • No assembly fees are required.
  • Works with a wide range of direct lenders.

The inconvenients

  • A loan for bad credit must be repaid within a short period of time.

Apply now through WeLoans if you need fast approval for a bad loan.


1. Will paying off bad loans improve my credit rating?

Paying off a bad loan on time will not improve your credit score because your loan will not be reported to the credit bureau by the lender. However, if you don’t repay the loan, your credit score could suffer.

2. What is the downside of a bad loan?

A bad credit loan is a short-term loan with an extremely high interest rate that must be repaid on the next payday. Some borrowers could end up with more debt if they cannot repay the bad credit loan on time. So take that into consideration and make sure you can pay it back.

3. What other options can I consider?

Borrow money from family or friends – If you are in a difficult situation, first contact your relatives to see if someone can lend you the money you need to help you out.

Apply for a personal loan – A personal loan generally has a lower interest rate and a longer repayment period than a loan for bad credit. Therefore, it is worth considering requesting one instead.

Discover a nearby pawnshop – You can pawn something of value in exchange for money. Once you have repaid the loan, you can collect your item from the pawnshop.


Online loans for bad credit give borrowers a chance to receive money and help them deal with their financial problems. Regardless of your credit score, you can apply for a bad credit loan from any of the best online bad credit loan companies mentioned in this article, as each company offers borrowers a quick fix for bad credit problems. ‘silver.

Apple could shift a quarter of iPhone production to India by 2025: JP Morgan https://www.tenil.net/apple-could-shift-a-quarter-of-iphone-production-to-india-by-2025-jp-morgan/ Thu, 22 Sep 2022 05:38:01 +0000 https://www.tenil.net/apple-could-shift-a-quarter-of-iphone-production-to-india-by-2025-jp-morgan/

Apple Inc could manufacture one in four iPhones in India by 2025, JP Morgan analysts said on Wednesday, as the tech giant moves some production out of China, amid rising geopolitical tensions and lockdowns Covid-19 restrictions in the country.

The brokerage firm expects Apple to shift around 5% of iPhone 14 production from late 2022 to India, which is the world’s second largest smartphone market after China.

He also estimates that around 25% of all Apple products, including Mac, iPad, Apple Watch and AirPods, will be made outside of China by 2025, up from 5% currently.

Apple, headquartered in Cupertino, California, has been betting big on India since it began assembling iPhones in the country in 2017 via Wistron and later Foxconn, in line with the government’s will. Indian to manufacture locally.

The pandemic has hampered companies’ supply chain relocation plans, but as restrictions ease, more companies, including Apple, are accelerating those efforts again this year.

“Taiwanese suppliers such as Hon Hai and Pegatron are playing a key role in outsourcing to India. In the medium to long term, we also expect Apple to qualify local Indian manufacturing suppliers,” analysts said. JP Morgan led by Gokul Hariharan, who is rated 4 out of 5 for accuracy of estimates.

A Bloomberg report said earlier this month that Indian conglomerate Tata Group was in talks with Wistron to form a joint venture to assemble iPhones in the country as part of Apple’s plans to reduce the production backlog with China.

Published on

September 22, 2022

Olon announces new investment | Pharmaceutical contract https://www.tenil.net/olon-announces-new-investment-pharmaceutical-contract/ Wed, 21 Sep 2022 18:39:31 +0000 https://www.tenil.net/olon-announces-new-investment-pharmaceutical-contract/ International API supplier Olon has announced an additional investment of €27 million over 2022/2023 that will further expand its global platform for the development and production of potent and highly potent active ingredients, with the aim of being even more more flexible, integrated, and able to meet customer needs throughout the API and supply chain development phases.

The company has launched the project to install a new high-containment production line at its Indian site (Mahad), with advanced systems for the containment and handling of substances up to OEB4 level (up to 1µg/m3 ). The new line will be suitable for the production of medium-volume batches and will be able to respond flexibly to market demands, particularly in the field of CDMOs as well as for the production of proprietary products.

The high containment line will complement the range of expertise offered by the Mahad site and support the Group’s strategy to promote retro-integration throughout the supply chain, including intermediaries and APIs.

The new investment underpins the company’s strategy to strengthen the cross-integration of the business model: integration throughout the process of product development and scale-up to industrialization – wide range of batch sizes at scale – as well as backward integration throughout the supply chain offering both highly active intermediated and finished API products, and seamless integration between lines at our sites across the world (US, Europe, India). ]]> How to get fast cash loans in Australia? https://www.tenil.net/how-to-get-fast-cash-loans-in-australia/ Wed, 21 Sep 2022 10:00:56 +0000 https://www.tenil.net/how-to-get-fast-cash-loans-in-australia/

Payday loans are designed to get you out of trouble when you’re short on cash. Quick cash is available in the form of “payday loans,” short-term financial solutions typically suited to the time between paychecks. This article takes a look at which sites offer the best short term loan in Australia fast. Let’s dive.

1. Gday Loans

On the Gday Loans platform, people who want to borrow money just have to complete one application to get loans from top lenders. This online service introduces potential borrowers to the best Australian lenders, who can provide them with a loan of their choice at an interest rate of 199.43%.

Online applicants often get feedback on their loan application within three minutes. If you ever need cash fast, don’t consider visiting gdayloans.com.au to apply for a payday loan with reasonable rates and terms.


  • Online application and approval can be done quickly
  • Same day payment
  • People can borrow from $300 to $10,000

The inconvenients

  • To get a loan, you have to live in Australia

2. Pronto Paydays – Best for Same Day Loans

Pronto paydays‘ company that offers people in need of fast cash get payday loans quickly and quickly, making it a great loan option during emergencies.

If you’re considering a payday loan, make sure you understand how the loan works. Payday loans are usually small amounts that you have to pay back when you get your next paycheque. You may have to pay additional fees and interest.


  • They quickly share essential information
  • Acceleration of audit and compliance procedures
  • Analytics help people understand how things work.
  • No security deposit is required.
  • Loan amount is based on borrowers income

The inconvenients

  • Exaggerated interest rates
  • Less client protection and less transparency

3. Viva Payday Loans

Viva Payday Loans, a reputable online lending platform in Australia, offers lenders the best payday loans up to $5,000 with considerate repayment plans from 16 days to one year. You can still get one of their great loan offers even if you get help from Centrelink or have a low credit score.

For loans under $2,000, Viva Payday Loans have a 20% setup fee. Meanwhile, loans over $2,000 have a setup fee of $400, which means the APR will be between 20% and 199.43%. Viva Payday Loans also charges a 4% fee each month.

Their application process is simple, and after accepting your application, you will need to sign the agreement form so that the money can be sent to your account immediately.


  • You don’t need collateral to get their loans
  • The application process is simple
  • You can still borrow even if your credit score is low

The inconvenients

  • They come with high interest rates

4. Fair Go Finance small loan

Fair Go is another good online lending service that has been around for a while and has gained the trust of many Australians. It connects people who want to borrow money with lenders who can give them loans ranging from $300 to $2,000 over 24 months. Their repayment plan is based on your ability to pay, and there are no penalties for paying before the agreed time.

Fair Go doesn’t discriminate against its customers, so you’ll always get a loan that’s right for you even if you have bad credit. But the loans will cost you dearly to repay, so you need to think carefully before taking out one.

Also, they charge a 20% setup fee that you have to pay, mostly for loans from $18 to $400, and you have to pay their 4% monthly fee.


  • It offers a repayment term of more than two years
  • Loans of up to $2,000 are available
  • They offer unsecured loans

The inconvenients

  • They charge a 4% fee every month
  • They charge an application fee of 20% on the amount of the first loan

5. Equitable financing

This online loan matching service connects borrowers with top Australian lenders who offer loans ranging from $300 to $2,000 with terms ranging from one to 24 months. Unlike many fintech companies, Fair Go Finance allows customers to prepay their loans without fees or penalties.

The best part is that this platform allows people with bad credit to get loans, but they will not be eligible for the 4% setup fee waiver. For loans between $18 and $400, there is a 4% fee each month.


  • Loan amounts vary between $300 and $2,000
  • The platform sets the payment schedule based on how often the customer gets paid
  • No collateral needed

The inconvenients

  • High interest rates and fees
  • The loan comes with high interest rates and monthly fees


It is inevitable that at some point in your life, you will run into financial difficulties and need quick help. Quick loans can be helpful, but only if you go through the right steps. The payday loan options mentioned above are the go-to alternatives when you’re short on cash.

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3 Steps to a Smarter Medtech Supply Chain https://www.tenil.net/3-steps-to-a-smarter-medtech-supply-chain/ Wed, 21 Sep 2022 04:00:01 +0000 https://www.tenil.net/3-steps-to-a-smarter-medtech-supply-chain/

By Alex Klim and George Marinos, PA Consulting

In a post-COVID-19 environment, the medical technology industry has a huge opportunity to make its supply chains “smarter”. Most organizations involved in healthcare, including medical technology, are increasingly collecting data at different stages of a patient’s journey and using it to drive better outcomes. Take diabetes management, for example; The technology is used to monitor glucose levels, calculate and track insulin dosage data, run algorithms that predict needs and behaviors, and trigger alerts for the provider, caregiver, or patient to take action. .

Until now, medical technology companies have focused on the therapeutic benefits of the devices. And the devices have become more and more technologically advanced from a therapeutic point of view. Now, companies need to recognize the supply chain value that can come from the data capabilities of modern medical technology devices. Because their products are technologies, medical technology companies are uniquely positioned to continue to collect more and more data through the use of their products; this creates an opportunity to make the most of digital technologies to improve supply chain performance.

And it comes at a time when climate change and resource scarcity, economic uncertainties, geopolitical challenges and logistics pose significant risks to global supply chains. Ensuring supply chains are protected, reliable and adaptable is essential – and new technologies such as IoT sensors capable of relaying real-time data throughout the supply chain are essential to achieve this. these goals. Our research reveals that this is a challenge that many organizations face: the will is there, but people are not convinced that they will succeed.

Medtech companies need to develop a vision that aligns smart supply chain initiatives with their strategic goals so they can establish appropriate levels of investment. They must understand the value opportunity and work in an agile manner to ensure they scale quickly to adopt and scale technology. Medtech companies need to take three main steps to make their supply chains smarter: design smarter supply chains, sync the supply chain with patient journeys, and enrich supply chain data .

1. Designing smarter supply chain solutions in product design

Data should be a key part of product design from the start. But you need to think about more than collecting data to monitor health conditions and product performance. You also need to incorporate smart supply chain strategies into your product design to leverage all the potential benefits.

For example, IoT sensors in products can be used for remote patient monitoring that supports the consumable and therapeutic side of the supply chain. In addition to ensuring that patients receive effective treatment and the right supplements at the right time (such as insulin needles), these sensors also enable ongoing predictive or rapid-response maintenance. There may be an opportunity to use anonymized data to adjust doses of the associated drug. For data to be truly optimized, you need to capture demand closer to the source, such as directing consumables associated with a device directly or as close to a patient as possible.

We have worked with Sure Chill on cold storage to help transport vaccines and medicines to the most remote areas of the world. Beyond the initial success of water and solar-powered cooling technology and its credentials for portability and durability, the cooler is also connected. This provides essential information on the status of vaccines and determines whether units have been opened and closed or whether units have been abandoned. All of this reduces the deterioration of vaccines, prolongs their lifespan and saves more lives.

2. Synchronize the supply chain with patient journeys

Healthcare facilities collect a lot of data that could be relevant to the supply chain, but for that information to be useful, you need to direct the right data to the right place at the right time. That’s why it’s important to sync your supply chain with patient journeys, which are much more connected and agile than traditional point-of-need ‘orders’.

For example, the materials and equipment needed for a first appointment with a patient can be prepared in advance, a range of products for the follow-up appointment will be prepared in advance and, depending on the outcome and next steps, another treatment plan can populate the inventory made available or sent to the patient at the specific time. This data creates a two-way street: supply chain data can be synchronized to provide ongoing support for clinical trials or to provide post-market insights.

3. Ensure that additional data enriches the supply chain

Since healthcare is already a data-rich environment, adding more data is only useful when it truly enriches the supply chain. Think about data points that bring new insights, like the ability to add additional resiliency to the supply chain.

For example, traditional delivery time data could be combined with temperature data and shock data, creating detailed insight into common logistics issues and patterns. By analyzing this data, it can help predict when outages might occur, enabling preventive and mitigating actions.

Unilever is taking this approach to help protect employees while maintaining product supply for the world’s 2.5 billion consumers. He has created a leading predictive tool that is used daily to manage supply chain operations and enables Unilever to manage the security and resilience of its sites, assess supply chain impacts and to make longer-term strategic decisions.

Dealing with Disruption and Change

By exploring all opportunities for data collection, analysis and communication, medical technology companies will succeed in realizing their strategically designed visions for an intelligent supply chain. Legacy supply chains that take advantage of the opportunities that increased live data can provide will better cope with disruption and change.

About the authors:

Alex Klim is a digital supply chain expert at PA Consulting. He has worked with a range of medical technology, pharmaceutical and healthcare provider organizations and led global transformation projects. He specializes in supply chain visibility, systems integration, and producing real-time, data-driven insights.

George Marinos is a supply chain and operations expert at PA Consulting. He leads PA Consulting’s digital supply chain proposition and works with medical technology companies to help them harness digital technologies and innovation to improve their supply chains and broader operations.